Free personal finance tool

Subscription Cost Calculator

List recurring subscriptions, switch items on or off, and reveal the monthly, yearly, and long-term cost.

Subscription audit

Add the recurring charges

Monthly total
$64.56

4 active

Yearly total
$774.76
Five year cost
$3,874

Your largest active subscription is Gym at $39 per month.

Paused items would save $0 per year.

Common questions

Why calculate subscriptions yearly?

Small monthly charges feel harmless, but the yearly total shows how much cash flow they really use.

How should annual subscriptions be tracked?

Divide them into a monthly equivalent for budget planning, then keep the renewal date visible so the actual charge is not missed.

What counts as a subscription?

Any recurring charge counts, including streaming, apps, cloud storage, memberships, insurance add-ons, and paid newsletters.

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